At Skint, we envision a world where borrowing and lending small sums of money is easy, affordable, and anonymous. We are dedicated to empowering individuals to take control of their finances, without the burden of high interest rates or the stigma associated with traditional borrowing methods.

Our peer-to-peer lending app is designed to make borrowing and lending a seamless and friendly experience, with a focus on quick, low-interest loans for non-essential purchases. We believe that everyone deserves access to fair and transparent financial services, and we are committed to making that a reality with Skint.

To ensure that Skint is designed to meet the needs of our target market, we are taking a strategic approach to product development.

Our first step is to release a commercial to gauge interest and collect market research. By doing so, we can determine the demographic that would benefit most from our services, and tailor the product’s form and function to their specific needs. This will also help us identify the most appropriate test market and determine how best to introduce Skint to that market.

Once we have this information, we will conduct beta testing and focus groups to refine the service and ensure that it meets the needs of our customers.

Our goal is to create a user-friendly, trustworthy platform that provides access to fair and transparent financial services for all.

When using our app, users will experience a streamlined onboarding process that allows them to create a profile and attach their banking information to get started. Once their banking information is verified, users can determine whether they want to loan or borrow money.

Lenders are able to set the loan period, and borrowers can view the loan period and interest rate. When a borrower is paid, the payment will be directly deposited into their account. Reminders will be given when borrowers have to pay back funds.

Users can receive suggestions to pay back funds and will be able to see reviews and ratings from other users to help inform their decisions. Our app will also be attached to a credit score, which can help users build their credit history.

By using Skint, users can feel secure in knowing that their financial information is kept anonymous and that they will receive reminders to pay back their loans.

In terms of user experience, our app is designed to be easy to use and visually appealing. We want to ensure that users can borrow and lend with ease, and the visual aesthetic of the app will align with the values of the user demographic.

If users have any issues or questions about using our app, they can access our in-app chat feature that will link to our FAQ page. Additionally, users will have access to a customer service email if the FAQ page cannot answer their questions. We want to ensure that our users have access to the support they need to have a positive experience using our app.